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Cake Wallet Monero (XMR): seeds, subaddresses and fees

Monero is where Cake Wallet started, and it remains the most complete coin in the wallet. This guide covers XMR specifics in the web dashboard: the classic seed format, subaddresses, choosing a node, fee levels and the privacy options worth turning on.

The Monero seed is 25 words

Classic Monero seeds are 25 words: 24 carry entropy and the last one is a checksum. Cake Wallet also creates wallets with 16-word Polyseed by default, and either can be revealed or restored — the restore guide explains how to tell them apart.

Subaddresses and receiving XMR

Every receive request in the Monero account generates a fresh subaddress, so different payers do not see a single shared address. All subaddresses belong to the same wallet and the same balance — there is nothing to merge, and the dashboard totals them automatically.

Nodes: local or remote

Remote node — the default: the wallet talks to a public node that serves the chain.
Custom node — point the wallet at your own daemon if privacy or reliability matters more than convenience.
Tor-friendly setup — route traffic through Tor when the network path itself is a concern.

Fees

Monero fees depend on transaction size and network conditions. The wallet offers fee levels; a higher level confirms faster, a lower one can sit in the mempool for a while. The fee goes to the network, never to the wallet.

Privacy habits that actually help

Keep the recovery phrase offline and out of screenshots.
Use subaddresses rather than reusing one address for everything.
Prefer your own node, or a Tor connection, for larger amounts.
Check the domain and the app source every time you restore — phishing pages are the practical attack, not the cryptography.

Monero in the dashboard

XMR sits next to BTC, ETH, LTC and the rest in the same interface: one balance view, one history, one place to send and receive. Open the dashboard to create or restore a Monero wallet and let the sync finish before you judge the balance.

Questions

Does Cake Wallet support Monero subaddresses?

Yes — each receive request in the Monero account generates a fresh subaddress that feeds the same balance.

What seed length does Monero use?

The classic Monero seed is 25 words; modern Cake Wallet installs also use 16-word Polyseed.

Can I point Cake Wallet at my own Monero node?

Yes — custom node configuration is available in the wallet settings, with Tor support as an option.

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